Business Loans for Every Stage of Growth
Compare 75+ lenders across 6 funding types. One 5-minute application, multiple offers, no hard credit pull. Most businesses get matched same day.
All Loan Types
6 Types of Business Funding
Every business is different. We match you with the right loan type based on your revenue, time in business, and funding goal.
Term Loans
Fixed lump-sum with predictable monthly payments. Best for major purchases, expansion, or working capital.
- $10,000 – $5,000,000
- Terms: 1–10 years
- Min. 1 year in business
Business Line of Credit
Draw funds when you need them, repay, and draw again. Perfect for managing cash flow and unexpected expenses.
- $10,000 – $250,000
- Revolving credit
- Min. 6 months in business
Merchant Cash Advance
Advance on future sales. Fast and flexible — ideal for retail, restaurants, and service businesses with steady card volume.
- $5,000 – $500,000
- Repay from daily sales
- Min. 3 months in business
SBA Loans
Government-backed, lowest rates available. Best for established businesses with strong financials and credit history.
- $50,000 – $5,000,000
- Rates from 6.5% APR
- Min. 2 years in business
Equipment Financing
Finance machinery, vehicles, or technology. The equipment serves as collateral — easier approval, even with imperfect credit.
- $5,000 – $5,000,000
- Up to 100% financing
- Min. 1 year in business
Invoice Financing
Unlock cash tied up in unpaid invoices. Stop waiting 30–90 days for customers to pay — get up to 90% of invoice value now.
- $10,000 – $10,000,000
- Up to 90% of invoice value
- Min. 6 months in business
What Business Owners Say
Real Businesses. Real Funding.
"I applied at 9am. By noon I had three offers in my inbox. By 2pm the money was in my account. I didn't believe it was real until I saw the deposit."
"After three banks turned me down, I figured I was out of options. 1 Hour Lending matched me with a lender who actually understood my industry. Got $85K in equipment financing with no collateral."
"My credit score was 562. I thought that was a deal-breaker. The marketplace found me a lender who looked at my revenue instead. $40K working capital in 24 hours."
One Application. Multiple Offers.
We Find the Right Lender for Your Business.
Our matching algorithm surfaces only the lenders you’re most likely to be approved by — based on revenue, credit score, industry, and time in business. No shotgun approach.
- ✓ Compare rates from 75+ lenders side by side
- ✓ No hard credit pull to check your options
- ✓ Free to use — no broker fees
- ✓ Available in all 50 states
Ready to See What You Qualify For?
One 5-minute application. 75+ lenders competing for your business. No hard credit pull. Most businesses get matched same day.
No hard credit pull · Free to use · Funding from $5K to $5M