Get Business Funding in 3 Simple Steps
From application to funded account — as fast as 1 hour. No bank meetings. No long waits. No guessing which lender to apply to.
Start My Application →
Step by Step
How 1 Hour Lending Works
Fill Out One 5-Minute Application
Tell us about your business — revenue, time in operation, funding amount, and what you need it for. No hard credit pull at this stage. Your score is not affected by checking your options.
Get Matched with Lenders You Qualify For
Our marketplace instantly matches your profile against 75+ lenders. You receive multiple offers ranked by rate, term, and likelihood of approval. No guessing. No cold-calling banks.
Choose Your Offer and Get Funded
Review your offers side by side. Compare rates, terms, and total cost. Accept the offer that fits. Funds are deposited directly to your business bank account.
Common Questions
FAQ
Does applying hurt my credit score?
No. We use a soft inquiry that does not appear on your credit report. A hard pull only occurs if you accept a specific loan offer.
Is 1 Hour Lending a lender?
No. We’re a free marketplace. You deal directly with whichever lender you choose. No middleman fees.
What’s the minimum to qualify?
3+ months in business, $8,000+/month revenue, 500+ credit score. Requirements vary by loan type.
How much can I borrow?
$5,000 to $5,000,000 depending on loan type, revenue, and credit profile.
What Business Owners Say
Real Businesses. Real Funding.
"I applied at 9am. By noon I had three offers in my inbox. By 2pm the money was in my account. I didn't believe it was real until I saw the deposit."
"After three banks turned me down, I figured I was out of options. 1 Hour Lending matched me with a lender who actually understood my industry. Got $85K in equipment financing with no collateral."
"My credit score was 562. I thought that was a deal-breaker. The marketplace found me a lender who looked at my revenue instead. $40K working capital in 24 hours."
Ready to See What You Qualify For?
One 5-minute application. 75+ lenders competing for your business. No hard credit pull. Most businesses get matched same day.
No hard credit pull · Free to use · Funding from $5K to $5M