Manufacturing Business Loans — Fund Production, Not Just Operations
A $500K purchase order means nothing if you can't buy the raw materials to fill it. We match manufacturers to lenders who understand production cycles and large capital needs. $50K–$5M.
Common Uses
What Manufacturers Use This Money For
Manufacturing capital needs are large, specific, and time-sensitive. Here's how our borrowers put it to work.
Machinery & Equipment
CNC machines, presses, conveyors, assembly line upgrades. Finance through equipment loans with the machines as collateral.
Raw Materials & Inventory
Pre-purchase materials for a large order. Lock in commodity pricing. Don't lose a contract because you can't front production costs.
Purchase Order Financing
Have a large PO but can't fund production? PO financing covers your manufacturing costs so you can fulfill the order.
Facility Expansion
Add production floor space, build a second facility, upgrade your warehouse. Grow your throughput capacity.
Workforce Expansion
Hire production staff, machinists, quality control. Front payroll for new hires while production revenue catches up.
Working Capital
Smooth cash flow between production completion and client payment. Invoice net-60 terms shouldn't stall your operation.
Best Loan Types for Manufacturers
| Loan Type | Amount | Speed | Best For |
|---|---|---|---|
| Equipment Financing | $50K–$2M | 2–7 days | CNC, presses, production machinery — uses equipment as collateral |
| SBA Loan | $50K–$5M | 30–90 days | Facility purchase, major capex — lowest rates available |
| Invoice Financing | $25K–$5M | 24–48 hrs | Get paid on net-60/90 invoices immediately |
| Term Loan | $50K–$2M | 2–7 days | Raw materials, working capital, expansion |
| Line of Credit | $25K–$500K | 24–48 hrs | Ongoing operating costs, material purchases |
What Business Owners Say
Real Businesses. Real Funding.
"I applied at 9am. By noon I had three offers in my inbox. By 2pm the money was in my account. I didn't believe it was real until I saw the deposit."
"After three banks turned me down, I figured I was out of options. 1 Hour Lending matched me with a lender who actually understood my industry. Got $85K in equipment financing."
"My credit score was 562. I thought that was a deal-breaker. The marketplace found me a lender who looked at my revenue instead. $40K working capital in 24 hours."
Ready to See What You Qualify For?
One 5-minute application. 75+ lenders competing for your business. No hard credit pull. Most businesses get matched same day.
No hard credit pull · Free to use · Funding from $5K to $5M