Healthcare Business Loans — Grow Your Practice Without the Wait
Medical equipment, staff expansion, billing gaps, new locations. Healthcare practices deserve fast, flexible financing — not 90-day bank timelines. $25K–$5M.
Common Uses
What Medical Practices Use This Money For
Healthcare businesses have unique capital needs. Here's how practices in our network invest in growth.
Medical Equipment
MRI machines, ultrasound, X-ray, dental chairs, surgical tools, EMR systems. Finance with the equipment as collateral.
Practice Expansion
Open a second location, add exam rooms, expand your service area. Don't let capital constraints cap your patient capacity.
Staff Hiring & Training
Hire NPs, PAs, billing staff, or specialists. Front the salary while you build the revenue base to support the new hire.
Insurance Billing Gaps
Insurance reimbursements often take 60–90 days. A line of credit bridges that gap so operations continue uninterrupted.
Technology & EHR Systems
EMR/EHR upgrades, telehealth platforms, patient portals, billing software. Tech investments that reduce overhead long-term.
Renovation & Build-Out
HIPAA-compliant waiting rooms, exam room upgrades, ADA accessibility improvements, new clinic build-outs.
Best Loan Types for Healthcare Practices
| Loan Type | Amount | Speed | Best For |
|---|---|---|---|
| SBA Loan | $50K–$5M | 30–90 days | Practice acquisition, large equipment, expansion — lowest rates |
| Equipment Financing | $25K–$2M | 2–14 days | Medical devices, imaging equipment, surgical tools |
| Business Line of Credit | $25K–$500K | 24–48 hrs | Insurance billing gaps, payroll, ongoing cash flow |
| Term Loan | $25K–$2M | 2–7 days | Renovation, technology, staff expansion |
What Business Owners Say
Real Businesses. Real Funding.
"I applied at 9am. By noon I had three offers in my inbox. By 2pm the money was in my account. I didn't believe it was real until I saw the deposit."
"After three banks turned me down, I figured I was out of options. 1 Hour Lending matched me with a lender who actually understood my industry. Got $85K in equipment financing."
"My credit score was 562. I thought that was a deal-breaker. The marketplace found me a lender who looked at my revenue instead. $40K working capital in 24 hours."
Ready to See What You Qualify For?
One 5-minute application. 75+ lenders competing for your business. No hard credit pull. Most businesses get matched same day.
No hard credit pull · Free to use · Funding from $5K to $5M